Capital One Savor Cash Rewards Credit Card Reviews

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If food rewards are important, consider adding the Capital Ane SavorOne Cash Rewards Credit Carte to your wallet. Among its slate of marquee features, the premium earn rates for dining and groceries make this a hard card to pass up. Capital One also piles on a few perks, an introductory bonus, and other features to concenter and proceed non-foodie customers. Let'southward take a seat at the table and learn more with our Majuscule One SavorOne Greenbacks Rewards Credit Carte du jour review.

Great for: Dining and groceries rewards

Intro Apr

Purchases: 0%, for xv months

Residue Transfers: 0%, for 15 months

Regular April

15.24% - 25.24% Variable

• Dining and grocery spending volition earn premium rewards, just that's not the only showstopper. The sign-upward bonus, no annual fee, and a 0% intro Apr offer can add a ton of value.

• • Sign-upward bonus
  • Dining rewards
  • Entertainment rewards
  • No annual fee
  • Swell intro April for purchases

  • Residuum transfer fee
• • Earn a one-fourth dimension $200 cash bonus after you spend $500 on purchases within the showtime 3 months from account opening
  • Earn unlimited 3% greenbacks back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores similar Walmart® and Target®), plus i% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through January 2023
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the business relationship and at that place'southward no limit to how much you lot can earn
  • 0% intro APR on purchases and residual transfers for fifteen months; 15.24% - 25.24% variable APR after that
  • No strange transaction fee
  • No almanac fee

Full Upper-case letter One SavorOne card review

This credit carte is a good fit for: Consumers who have high spending in dining and amusement. Those who have an expensive buy to make and pay off gradually, or wanting to pay off debt faster with balance transfer strategies, will as well capeesh this card's 0% intro APR.

Top perks

iii% cash back on dining, select grocery stores, amusement, and streaming services: The card reserves its highest greenbacks-back level for dining, grocery, entertainment, and online streaming purchases. All other purchases earn at the card's standard 1% charge per unit. Different some rewards credit cards with elevated rewards categories, Uppercase 1 doesn't put a cap on how much cash back you tin reap. You'll earn all yous tin can consume.

$200 intro cash bonus: You can earn a relatively easy $200 by spending just $500 within three months of the business relationship opening.

0% intro APR on purchases and residuum transfers for 15 months: I tend to be partial to cards with 0% intro April regimes that last more than a year and xv months leaves plenty of fourth dimension to effectively finance expensive purchases involvement-gratis. This aforementioned 0% intro Apr applies to balance transfers.

No almanac fee: It isn't unusual for an issuer to tack an annual fee onto a rewards card; thankfully, that'south non the instance here.

Extremely flexible cash-dorsum redemption options: You tin redeem greenbacks dorsum for whatsoever corporeality you cull, and you don't accept to be quick about it -- the cash back you earn never expires equally long as you hold the card.

No foreign transaction fee: Eat your mode around the world! Cardholders pay no foreign transaction fees on their purchases exterior the U.S.

Alternatives to consider

• If you spend enough on dining and amusement to justify an annual fee: The Upper-case letter One® Bask® Cash Rewards Credit Card is substantially an upgraded version of the Capital I SavorOne Greenbacks Rewards Credit Card. Cardholders earn four% back on dining and amusement and can receive a bigger welcome bonus. Be enlightened that dissimilar its younger sibling, the card does charge an annual fee and does not include a 0% intro APR offering.
• If you want to earn large on U.S. supermarkets: The Blueish Cash Preferred® Card from American Express earns a whopping 6% cash back at U.S. supermarkets on up to $vi,000 in spending each twelvemonth. You'll also get three% cash back at U.S. gas stations and a generous welcome bonus (terms use). The cost of access for these perks is a justifiable annual fee (run into rates and fees).

As of Apr. 01, 2022

Majuscule One® Relish® Greenbacks Rewards Credit Carte	Blue Cash Preferred® Bill of fare from American Express
Rating image, 4.l out of v stars. four.50 stars Nosotros want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cut out-of-pocket costs. Our ratings are based on a 5 star scale. 5 stars equals Best. iv stars equals Excellent. 3 stars equals Good. 2 stars equals Off-white. 1 star equals Poor.	Rating epitome, 5.00 out of 5 stars. 5.00 stars We want your coin to work harder for you. Which is why our ratings are biased toward offers that evangelize versatility while cut out-of-pocket costs. Our ratings are based on a five star scale. 5 stars equals All-time. iv stars equals Excellent. iii stars equals Skilful. 2 stars equals Fair. 1 star equals Poor.
Read Review	Apply Now for Blue Cash Preferred® Carte du jour from American Express On American Express' Secure Website. Terms apply
	Read Full Review
	Rates & Fees
Credit Rating Requirement: Adept/Excellent (670-850)	Credit Rating Requirement: Good/Excellent (670-850)
Welcome Offering: $300	Welcome Offering: $300 statement credit
Rewards Program: ane% - 4% cash back	Rewards Program: one% - 6% cash back
Intro APR: Purchases: Due north/A Rest Transfers: North/A	Intro APR: Purchases: 0%, 12 months Balance Transfers: N/A
Regular April: 15.99% - 23.99%, variable	Regular APR: 14.24%-24.24% Variable
Almanac Fee: $95	Annual Fee: $0 introductory annual fee
Highlights: Earn a one-time $300 cash bonus after you spend $3,000 on purchases within the showtime three months from account opening Earn unlimited 4% cash back on dining, entertainment, and for popular streaming services, earn three% at grocery stores and ane% on all other purchases. No rotating categories or sign-ups needed to earn cash rewards; plus cash dorsum won't expire for the life of the account and at that place'south no limit to how much you can earn No foreign transaction fees Capital One cardholders become access to premium experiences in dining, amusement and more	Highlights: Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the beginning 6 months. $0 intro annual fee for the beginning year, and then $95. Purchase Now, Pay Later: Enjoy $0 intro plan fees when you utilise Plan It® to carve up up big purchases into monthly installments. Pay $0 plan fees on plans created during the first 12 months after account opening. Plans created after that will have a monthly plan fee upwardly to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors. Depression intro Apr: 0% for 12 months on purchases from the engagement of account opening, and so a variable charge per unit, 14.24% to 24.24% 6% Cash Back at U.South. supermarkets on up to $6,000 per yr in purchases (and so 1%). 6% Cash Dorsum on select U.S. streaming subscriptions. 3% Greenbacks Dorsum at U.South. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Greenbacks Dorsum on other purchases. Cash Back is received in the form of Reward Dollars that tin be redeemed as a statement credit. Terms Apply.
	Apply Now for Blue Cash Preferred® Card from American Express On American Limited' Secure Website. Terms use
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Uppercase One® Savor® Cash Rewards Credit Card is temporarily unavailable on The Rising. All data was collected independently from the issuer. Some items may be out of date.

What could be improved

Balance transfer fee: While the balance transfer offering is a standout perk, consider that there is a iii% fee for each residual transfer. This fee is in line with the competition.

Notice the best credit card for your needs

Compare credit card rewards, fees, APRs, and more using our side-by-side comparing tool.

Suggested credit score

You will demand good to splendid credit to qualify for Capital letter One SavorOne Cash Rewards Credit Menu -- a FICO® Score of at to the lowest degree 670 volition give you a gamble, simply a score in the 700s will make information technology a lot easier for you to qualify. Capital One wants potential cardholders to have excellent credit, past which it means that you have:

• Held a credit card or loan for over three years, at a credit limit/amount over $five,000.
• Not paid a credit card, loan, or medical bill more than 60 days late over the past yr.
• Never once declared defalcation.
• Never defaulted on a loan.

That said, Capital letter One stresses that these are merely guidelines in its decision to award you the card. Other factors can and will be considered.

This credit card is right for you if:

Capital One SavorOne Cash Rewards Credit Menu is one of the best credit cards for dining and entertainment junkies. The combination of the premium rewards in bonus categories and no annual fee is hard to beat..

Other good reasons to ain the menu:

• The introductory cash bonus is low-hanging fruit to qualify for.
• You want to finance a new purchase with a 0% intro APR, as long as you can pay off the rest during the intro menses.
• You have some credit card debt and desire to use residuum transfer strategies to pay information technology downwardly faster.

For those who don't devote much of their upkeep in bonus earning categories, this might not be the ideal card. Competing products offer better cash-dorsum rates, either on a flat-rate ground or in several categories.

FAQs

• The minimum credit limit for the Capital letter One SavorOne Cash Rewards Credit Card seems to be $i,000. Credit limits equally loftier as $10,000 have been self-reported by cardholders.

• No, the Upper-case letter One SavorOne Greenbacks Rewards Credit Card is fabricated of plastic.

• The Capital One SavorOne Cash Rewards Credit Card is a Mastercard. Specifically, it's a Globe Aristocracy Mastercard®, which is the height tier of Mastercard carte du jour types.

The Motley Fool owns shares of and recommends Mastercard.

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Source: https://www.fool.com/the-ascent/credit-cards/capital-one-savorone-cash-rewards-review/

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